Did you know that you can provide a great education at a price that doesn’t compromise their future or your retirement?
Close your eyes and imagine...
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Your child getting a great education without dipping into your hard earned retirement!
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Potentially saving thousands of dollars on your college costs.
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Your kid receiving their college degree in their chosen major without massive student loan debt.
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Qualifying for and maximizing different aid, even with a high income.
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Utilizing smart strategies to make your child's college dreams come true!
I bet, here's what you have assumed!
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That you need to be an accountant or CPA to make a College Financial Plan, and you need to be an expert to map out your own finances.
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That your child will automatically qualify for merit aid and scholarships.
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After your child graduates from an expensive college, your child will automatically recover the exorbitant college costs!
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You can deal with college financial number-crunching or planning later on or after acceptance!
Would you believe me when I say that YOU are the best person to find the BEST DEAL on college for your child!
🥁 Drumroll please, introducing.....
COLLEGE FINANCIAL PLAN MASTERCLASS
The Complete A-Z Course for parents of high schoolers. Wait, the online course isn’t so much a training program as it is a must-have. Yes, you'll learn the strategies behind all aspects of college planning, but more importantly, you'll have a meticulous, step-by-step college financial plan that leaves nothing out and takes nothing for granted as you implement it.
Here is a sneak peek inside...
COLLEGE FINANCIAL PLAN MASTERCLASS
Creating a framework for college
College costs vary among institutions, which is why experts suggest researching tuition and expenses at different types of schools.
Developing your budget and discussing it with your child
Your income includes the money your child earns from working, student loan refund checks, side hustle earnings, and any money parents may provide regularly.
Learning about merit aid and developing a scholarship strategy for your student
Merit aid is a form of college financial aid that does not consider a student's financial need, but rather is awarded based on academic merit.
Developing an application strategy that gives you more leverage in the process
One of the most critical stages in a college-bound teen's life is the process of applying to college. Every student deserves the opportunity to attend the college of his or her choice.
Creating a spending plan to maximize access to tax credits
The tax benefits can be used to get back some of the money you spend on tuition or loan interest or to maximize your college savings.
Understanding student loans and how to borrow without getting in over your head
Students may receive financial aid if they meet certain guidelines; different types of aid, such as state grants, may have different rules.
You + College Financial Plan Masterclass = everything you need to get started!
Maybe you've thought that College Financial Planning Process is too complicated and you can’t start on your own!
Or maybe you are uncomfortable revealing your crucial financial and investments information to others.
Either way, this College Financial Plan Masterclass will provide you with step-by-step guidance into creating a budget, researching college costs, and seeking financial aid in the privacy of your home and family!
You + College Financial Plan Masterclass = everything you need to get started!
Maybe you've thought that Ivy leagues are unaffordable due to their cost of attendance.
Or maybe you’ve resigned to the fact that your child cannot attend the college of their dreams due to your current financial situation.
Either way, this College Financial Plan Masterclass will show you the different options available, leveraging tax credits, merit aid, scholarships, student loans, and much more. Trust me we have covered all the bases!
You + College Financial Plan Masterclass = everything you need to get started!
Maybe you've thought that attending name-brand colleges alone can provide a great future for your child.
Or maybe you’re unfamiliar with understanding the College costs. You are not aware of Net Price vs. Sticker Price and are dismayed by the prices listed on college websites.
Either way, this College Financial Plan Masterclass how to make a smart decision when it comes to college planning, without compromising on the quality of education. This masterclass will show you how to keep college costs low. This is the only training you will ever need to chalk out your child’s future!
👀 What is inside the modules....
COLLEGE FINANCIAL PLAN MASTERCLASS
Module 1: Setting Expectations
Here's a quick summary of what we'll cover in this first chapter: 1) Why do you want your kid to go to college? 2) What experiences should college include? 3) What’s their likely path-- Grad school? Public service? Debt-free graduation?
Module 2: Creating Your College Budget
In this section, we’ll create your college budget with the tools provided in the Masterclass. By creating a college budget, you give your student a framework for their college search and application process.
Module 3: FAFSA, CSS Profile, and Financial Aid
The FAFSA has a very specific formula for calculating a family's Expected Family Contribution. In this masterclass, you'll learn the formula and how the CSS Profile differs from the FAFSA. You'll further use our unique FAFSA Planning Worksheet and dig in.
Module 4: How does one get Scholarships?
You'll learn how merit aid works and how to get it. You'll further work on our unique Merit Aid Profile Worksheet that helps identify scholarship opportunities.
Module 5: College Application Strategies
Our unique College Selection Research Worksheet will help you make a smarter college selection process. This is an important step in the college planning process.
Module 6: Spending Plan
We'll use The College Financial Plan workbook to develop a spending plan that gets you through four years with a maximum of free money and a minimum of debt.
Module 7: Financial Aid Award
We'll review some actual financial aid award letters so you can see how different colleges package and describe different components of the award. And you'll see some potential pitfalls to avoid when considering your own aid awards.
Module 8: Resources
Resources: Links & Additional Information. Various additional resources and valuable links are provided for you to access helpful content and websites.
And to Make Sure You're Supported Every Step Of The Way, You'll Also Get Access to:
College Experiences Worksheet
This is an opportunity for you to share memories from your college or young adult years and experiences that have been foundational in creating your adult life—experiences you hope your child will have on their college journey.
College Financial Plan Workbook
We will guide you to create your college budget and give you tools to help you have productive and positive conversations with your child about college costs. Most families use a combination of savings, spending from their income, and loans to pay for college.
College Financial Planning Master Guide
We will guide you to create your college budget and give you tools to help you. There are also some tax credits available. So that’s what we’ll use to develop your own budget.
Merit Aid Profile Worksheet
This worksheet is used to identify scholarship opportunities such as employers of parents, any associations, local and national opportunities.
FAFSA EFC Formula Guide
The Expected Family Contribution (EFC) is a number that determines students’ eligibility for certain types of federal student aid. All data used to calculate a student’s EFC comes from the information the student provides on the FAFSA.
Business Owner FAFSA Planning Worksheet
Currently, the small business value is not reported on the FAFSA if wholly parent-owned and <100 employees. However, it is reported on the CSS Profile and following FAFSA Simplification, will be on the FAFSA.
FAFSA Planning Worksheet
The purpose of this worksheet is to help you estimate how much a given strategy might impact your EFC. Lowering your EFC does not guarantee additional scholarships. You’ll get Total Estimated EFC Reduction Opportunity and information on Estimated EFC with Strategies.
FAFSA Net Worth of Investments
Net worth means the current value, as of today, of investments, businesses, and/or investment farms, minus debts related to those same investments, businesses, and/or investment farms.
Meet College Expert and Nerd
Jothsna Kethar
Transformation is my middle name!
I spent about 20+ years in the private sector of Fortune 500 companies before turning to my true passion: coaching children to reach their maximum potential.
As a Tony Robbins Certified Life Coach and an Executive Functioning Coach trained under Peg Dawson, I understand the core psychology of teens and further coach them to discover their strengths.
My unique yet effective coaching techniques have helped many teens with study skills, time management, organization, effective communication, and academics. I coach ADHD children and guide them to thrive and succeed. I predominantly specialize in coaching teens for High School/College success.
Meet Course Creator and Mentor
Ann Garcia, CFP®
The College Financial Lady
Hi, I’m Ann Garcia, CFP®, the College Financial Lady. I’m a fee-only, fiduciary financial advisor. I help families plan and finance an affordable college education. I’ve helped many clients navigate the college funding system, and in the process, saved them thousands of dollars by helping them to better understand how financial aid works. I’m also a mom to college-aged twins, so I’m right there with you.
Ann Garcia's Expert Advice Published in:
Join College Financial Plan Masterclass today and get these
BONUSES!
Financial Aid Strategies for Business Owners
For small business owners, understanding three little words—expected family contribution, or EFC—can save on college costs (we’re talking thousands of dollars). How you structure your business, where you hold assets, and which schools your child applies to all affect your EFC. So, where to begin?
Special Assets: Investment Properties, Trusts, and Businesses
Investment properties generate a lot of questions, especially now that so many homes have ADUs or in-law units either on the property or within the home itself.
Special Assets: UTMAs
UTMA accounts can be converted to custodial 529s, and if you have an UTMA that’s supposed to be used for college, you should probably do that. There’s one catch!
FAFSA Planning for Divorced Parents
For FAFSA purposes, your married parents are separated if they are considered legally separated by a state, or if they are legally married but have chosen to live separate lives, including living in separate households, as though they were not married.
How do I know if I'm ready to commit to
College Financial Plan Masterclass?
Perfect for you if:
- You're ready to stop spinning your wheels and wasting time and let experts show you the correct way to find the best deals for college.
- You want your next steps strategically planned and organized in manageable steps.
- You're overwhelmed by doing this on your own and wish you had someone with expertise to properly guide you.
- You find yourself paralyzed with all the financial terms and nuances of College Financial Planning.
- You are willing to spend some time planning for your child's most crucial phase.
Not for you if:
- You're an excuse maker and don't have the time to map out your child's educational future.
- You aren't willing to take advice and be coachable on various aspects of college financial planning.
- You can't invest in teaching yourself and finding opportunities for your child's success.
- You aren't ready to take the necessary steps to and be prepared for the ever-changing college landscape.
- You want to keep procrastinating, being unproductive, and remaining status quo when it comes to the college process.
Here's What Other Parents Are Saying About
College Financial Plan Masterclass
Tom Fry, Colorado
Ann was great in helping us navigate the maze of hard rules and rules of thumb. The explanations and materials were clear and easy to follow. Can’t thank her enough for helping my family pull together a college plan for our kids.
William Durkin, New York
We came to know Ann via Ron Lieber's 'The Price You Pay for College' book that came out last summer. The book's insight to the overwhelming mind-blowing task of financing your child's/young adult's college education was and is illuminating. Mister Lieber's introduction of the financial planner Ann Garcia was to become for us the light being turned on in a dimly lit room full of 'where do we begin and self doubts,' we immediately found Ann's site and reached out to her. We signed up for her offered services and after completing the process we began to understand where we stood in it. Ann's expertise guided us and schooled us in money saving and timely decision making. Without thinking about it we will return to Ann this coming summer to work through year two's financial challenges because simply put: a peaceful mind is one that rests in sleep at night and that's a beautiful thing.
Vicky Virnich, Colorado
As a parent with three in college at once, and a high school administrator overseeing the college counseling systems, I feel very knowledgeable about the application and financial aid process. But I knew there were some gaps in my knowledge that could cost me money and my kids opportunities. I learned so much from the course; I was able to strategize and save even more!
WHAT ARE YOU WAITING FOR?
This Ultimate College Financial Plan that you’ll create will help you take on the college process with clarity and confidence.
IS THERE A GUARANTEE?
No, there are no refunds, here's why:
We have packed so much content for $299.
Months of effort, research, time, and energy have gone into creating this Masterclass.
We stand by you as you go about mapping your College Financial Plan and we are here to guide you.
